Christine N. Mills

Ms. Mills has over 25 years experience in financial institution modeling and has been leading MVRA’s model validation services and core deposit / loan analyses teams supporting strategic balance sheet and risk management for over 8 years. Ms. Mills brings a wide range of expertise…

Anthony Eramo

Tony manages relationships with midsize and large banks, seeking to understand each institution’s unique balance sheet challenges and offer solutions that enhance performance and compliance. Tony brings more than 25 years of banking experience to this role, most recently serving as SVP, CFO at United…

Nathaniel Eidt

Mr. Eidt has over 14 years experience in the banking and finance industry, with the last 8 years centered around strategic balance sheet management and interest rate risk. Mr. Eidt is responsible for business development at MVRA. Prior to joining MVRA he was the ALM…

Karen Schwall

Karen manages relationships with credit unions and community banks, working with clients to support their balance sheet management needs by coordinating services to support their initiatives. She has extensive experience in areas including financial model validations, core deposit behavior analysis and loan analytics. Karen has…

Della Zheng

Della Zheng leads the MVRA deposit modeling and loan analytics production teams. Ms. Zheng focuses her team on the delivery of high-quality and well-researched statistical analyses as well as in-depth reviews of core deposit and loan prepayment portfolios. She drives research and documentation initiatives that…

Atul Nepal

Mr. Nepal works within MVRA’s Model Validation Services Group and is focused on validating statistical and quantitative models and helping financial institutions understand and address their modeling challenges. Mr. Nepal joined MVRA in 2017 from Scottrade, where he was responsible for developing, analyzing, and implementing…

Richard Sheehan

Mr. Sheehan has 40 years of teaching experience, 33 years as a Professor of Finance at the University of Notre Dame. Prior, he was an economist at the Federal Reserve Bank of St. Louis. Mr. Sheehan started McGuire Performance Solutions with William McGuire, Ph.D. in…

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