Our deposit analysis provides management with insight to help with strategic decisions on interest rate risk, pricing, funds management and liquidity risk.
Our deposit analysis solutions empower clients by providing the necessary tools and quantitative answers to an institution’s deposit balances, repricing, and run-off behavior. This allows management to confidently leverage this information for balance sheet decision making. Our teams utilize a custom application of leading methodologies such as the patented MountainView Advanced Assessment Methodology (AAM) and structured vintage retention analysis, etc. This analysis provides precise, econometric-based, quantified forecasts of balances supplied, repricing, average life, retention of existing balances, and value related behaviors using the Institution’s historical data. In addition, the analysis provides insight into historic repricing behaviors and liquidity by assessing trends by insurance coverage, stability and client concentration.