Our loan prepayment analysis provides financial institutions with critical insights used to anticipate, manage and more accurately forecast earnings, interest rate risk, liquidity risk and ACL under CECL.
MountainView delivers loan prepayment analyses and reports that meet institution specific business, regulatory, and budget needs. Our patented methodology uses an econometric approach to analyzing pools of historic category level loan data in a custom designed simultaneous equations system. Our comprehensive assessment recognizes financial influences, borrower attributes and prevailing economic conditions. The forecasts of estimated prepayments adjust to unique current conditions, prescribed economic variables and / or various rate scenarios.